About Me
Shree Krishna Bhetwal is a dedicated professional with over six years of experience in banking and finance in Nepal. Currently pursuing a Master’s in Information Technology Management at Webster University, I am passionate about leveraging technology to create innovative solutions. I am keenly interested in research areas including CSR, corporate governance, agriculture finance, banking technology, and AI. As an active volunteer in the Nepalese community in Texas, I am committed to fostering cultural connections and community development.
Professional Experience
Relationship Manager (Credit Handling)
Muktinath Bikas Bank Limited | Chitwan, Nepal | Dec 2019 - Feb 2024
- Developed and managed client relationships, delivering customized credit solutions.
- Conducted comprehensive credit analysis and risk assessments for individuals and businesses.
- Processed and monitored loan applications, ensuring compliance with regulatory standards.
- Expanded client portfolios through cross-selling and personalized financial advisory services.
- Collaborated with risk management teams to structure suitable lending products.
Relationship Officer (Credit Operations)
Garima Bikas Bank Limited | Chitwan, Nepal | Apr 2019 - Dec 2019
- Supported credit application processes, ensuring accuracy and policy adherence.
- Contributed to credit and recovery meetings to enhance loan recovery strategies.
- Maintained detailed client records and supported senior managers in portfolio management.
Operation Assistant
Himalayan Bank Limited | Chitwan, Nepal | Dec 2017 - Apr 2019
- Managed daily branch operations, including account openings and customer service.
- Ensured compliance with KYC and AML regulations in all transactions.
- Supported branch sales targets and trained new staff on operational procedures.
Education
Master of Science in Information Technology Management
Webster University, USA | Expected 2025
Master of Business Administration, Finance
Pokhara University, Nepal | 2024
Bachelor of Business Studies, Finance
Tribhuvan University, Nepal | 2019
Community Involvement
Youth Coordinator
Nepali Cultural & Spiritual Center, Texas, USA
- Organized cultural events to promote Nepali heritage in the Texas community.
- Coordinated volunteer activities and youth engagement initiatives.
- Supported fundraising efforts for community projects.
Research Articles
Corporate Social Responsibility Practices and Expenditure Disclosure in Nepal
Examines CSR disclosure practices and expenditure trends among Nepal's national development banks (2017/18–2021/22) post-NRB 2016/17 mandate. Finds progressive spending but inconsistent sectoral disclosure. Published in SSRN, 2023.
Read ArticleBorrower's and Lender's Perception Towards Agriculture Subsidy Loan
Survey-based study on financial attitudes of farmers and bankers in Chitwan, Nepal, toward agriculture subsidy loans. Finds assets, income, and literacy impact borrower perceptions; experience and CRM affect lenders. Published in SSRN, 2023.
Read ArticleImpact of Transparency and Accountability on Corporate Governance
Survey of Laxmi Sunrise Bank employees in Chitwan, Nepal, showing transparency, accountability, ethics, and decision-making positively influence governance perceptions and job satisfaction. Published in SSRN, 2024.
Read ArticleSkills
Banking & Finance
Compliance & Operations
Technical Skills
Professional Skills
Projects
NCSC Donation Kiosk
Developed a digital donation kiosk for the Nepali Cultural and Spiritual Center, featuring a user-friendly interface for secure, tap-to-pay donations.
Community Communication Platform
Contributed to a secure messaging and email platform to enhance community engagement and event coordination.
Contact
Connect with me on the following platforms or send a message:
Support My Work
Support my community initiatives through the following methods:
Donate via Fonepay:
Account Name: Shree Krishna Bhetwal
